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Segments

By segment

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Banking$1.21M-1.8%
Wealth Management$11K+10.0%
Corporate$0

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$694.99M+82.8%
Enterprise value$743.74M+237%
P/E19.8×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfIntangibleAssets.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Loan expense3,3051,335
Loan servicing fees1,116750
Impairment on goodwill153,977
Amortization of intangible assets717911
Other expense3,0862,873
Total noninterest expense50,424203,005
Income (loss) before income taxes24,112(137,802)
Income tax expense5,6493,172

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's D&A?
Midland States Bancorp (MSBI) reported D&A of $717K in Q1 2026.
How has Midland States Bancorp's D&A changed year-over-year?
Midland States Bancorp's D&A decreased by 21.3% year-over-year, from $911K to $717K.
What is the long-term trend for Midland States Bancorp's D&A?
Over 4 years (2021 to 2025), Midland States Bancorp's D&A has grown at a -13.9% compound annual growth rate (CAGR), from $5.86M to $3.22M.
What does D&A mean?
Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.

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