Skip to content
Screener

Midland States Bancorp MSBI Corporate — Credit enhancement income

Other segment segments

Banking
$9.9M-83.8%
Wealth Management
$0

Similar metrics at other companies

FinWise Bancorp logo
FINWCredit enhancement income
$5.86M+6,799%
KKR & Co. logo
KKRCredit Enhancements
$49.77B+12.7%
The Bancorp logo
TBBKCredit Enhancement Asset
$30.73M+13.9%
The Bancorp logo
TBBKCredit Enhancement Asset
$30.73M+13.9%
FinWise Bancorp logo
FINWCredit enhancement asset
$23.38M+11,889%
Coastal Financial logo
CCBBaaS credit enhancements — Noninterest income
$70.73M+126%

Other financials

Income statement

See full
Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

See full
Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

See full
Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

See full
Market cap$694.99M+82.8%
Enterprise value$743.74M+237%
P/E19.8×
P/S2.1×+1.0×

Profitability

See full
Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

See full
Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:CreditEnhancementIncome.

The source filing: Midland States Bancorp’s 10-K, filed March 2, 2026.

Filed
Mar 2, 2026, 12:19 PM EST
Fiscal year
FY2025
Accession
0001466026-26-000020
(dollars in thousands) / Year Ended December 31, 2025BankingWealth ManagementCorporateTotal
Net interest income (expense)245,161(76)(8,281)236,804
Provision for credit losses59,84959,849
Wealth management revenue31,01931,019
Credit enhancement income9,9049,904
Other noninterest income51,798(4,541)47,257
Total noninterest income61,70231,019(4,541)88,180
Salaries and employee benefits87,98916,411104,400
Depreciation expense4,848444,892

ITEM 8 – FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Midland States Bancorp's corporate — credit enhancement income?
Midland States Bancorp (MSBI) reported corporate — credit enhancement income of $0 in Q4 2025.
What does corporate — credit enhancement income mean?
Revenue generated by the corporate segment through providing credit support or guarantees to enhance the credit quality of financial products or assets. This reflects the segment's role in risk management and fee-based income generation.

Ask your AI about Midland States Bancorp's corporate — credit enhancement income.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude