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FinWise Bancorp FINW Credit enhancement income

Credit enhancement income at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$3.36M+681%
Midland States Bancorp logo
Midland States BancorpMSBI
$2.48M-83.8%
Midland States Bancorp logo
Midland States BancorpMSBI
$0—
Midland States Bancorp logo
Midland States BancorpMSBI
$0—
Cato Corporation logo
Cato CorporationCATO
$270K-10.9%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$110.09M+40.6%

Other financials

Income statement

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Revenue$42.7M+93.4%
Net income$2.7M-14.2%
EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%
Total debt$4.4M-16.9%
Total equity$196.6M+10.9%
Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%
CapEx$21.0K-82.1%
Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%
P/E12.7×-0.9×
P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp
Debt / equity0×0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept finw:CreditEnhancementIncome.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's credit enhancement income?
FinWise Bancorp (FINW) reported credit enhancement income of $5.86M in Q1 2026.
How has FinWise Bancorp's credit enhancement income changed year-over-year?
FinWise Bancorp's credit enhancement income increased by 6798.8% year-over-year, from $85K to $5.86M.
What does credit enhancement income mean?
This represents revenue generated from providing credit support or risk mitigation services to third-party loan originators or financial partners. It reflects the income earned for assuming a portion of the credit risk associated with underlying loan portfolios. This metric is a key indicator of the bank's fee-based business model and its role in facilitating credit market liquidity.