Skip to content
OpenCapital
Get started

Midland States Bancorp MSBI Credit enhancement income (loss)

Credit enhancement income (loss) at other companies

Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$110.09M+40.6%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$433.13M+7.1%
Capital One Financial logo
Capital One FinancialCOF
$9.24B+63.4%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$1.55B+2.7%
Ares Management Corporation logo
Ares Management CorporationARES
$832K-81.2%
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
$27.65M+14.5%

Segments

By segment

See full
Banking$9.9M-83.8%
Corporate$0—
Wealth Management$0—

Other financials

Income statement

See full
Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

See full
Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

See full
Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

See full
Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×—
P/S1.9×+0.9×

Profitability

See full
Net margin10.7%—
FCF margin37%-5.4pp

Returns & leverage

See full
Return on equity6.2%—
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:CreditEnhancementIncome.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

Ask your AI about Midland States Bancorp's credit enhancement income (loss).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Midland States Bancorp's credit enhancement income (loss)?
Midland States Bancorp (MSBI) reported credit enhancement income (loss) of $3.36M in Q1 2026.
How has Midland States Bancorp's credit enhancement income (loss) changed year-over-year?
Midland States Bancorp's credit enhancement income (loss) increased by 681.3% year-over-year, from -$578K to $3.36M.
What is the long-term trend for Midland States Bancorp's credit enhancement income (loss)?
Over 3 years (2022 to 2025), Midland States Bancorp's credit enhancement income (loss) has grown at a -47.9% compound annual growth rate (CAGR), from $69.98M to $9.9M.
What does credit enhancement income (loss) mean?
This metric tracks fees or income earned for providing credit support or guarantees on loans or financial instruments. It represents a specialized service where the bank leverages its credit standing to facilitate transactions for third parties. Higher income here indicates successful utilization of the bank's balance sheet to generate fee-based credit services.