What does wealth management — credit enhancement income mean?

This represents revenue generated from providing guarantees or credit support services within the wealth management or related financial services framework. It reflects the income earned for assuming specific credit risks on behalf of clients or investment vehicles. This metric highlights the segment's involvement in risk-mitigation products and its impact on total revenue.

Midland States Bancorp MSBI Wealth Management — Credit enhancement income

Other segment segments

Banking

$9.9M-83.8%

Corporate

$0—

Similar metrics at other companies

FNBWealth Management — Capital markets income

$0—

TRMKWealth Management — Wealth Management Income

$10.24M+9.4%

PFSWealth management income

$7.4M+1.0%

PGCWealth Management Fee Income

$16.5M+6.9%

TMPWealth Management — Interest Income

$0—

TRMKWealth Management Income

$10.39M+8.9%

Other financials

Income statement

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Revenue$79.5M+4.6%

Net income$18.5M+113%

EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%

Total debt$162.4M+220%

Total equity$559.0M-2.2%

Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%

CapEx$619.0K-66.5%

Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%

Enterprise value$681.22M+127%

P/E18×—

P/S1.9×+0.9×

Profitability

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Net margin10.7%—

FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%—

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:CreditEnhancementIncome.

The official record: Midland States Bancorp’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's wealth management — credit enhancement income?: Midland States Bancorp (MSBI) reported wealth management — credit enhancement income of $0 in Q4 2025.
What does wealth management — credit enhancement income mean?: This represents revenue generated from providing guarantees or credit support services within the wealth management or related financial services framework. It reflects the income earned for assuming specific credit risks on behalf of clients or investment vehicles. This metric highlights the segment's involvement in risk-mitigation products and its impact on total revenue.