Discontinued — last reported Q1 '23

Current Assets

Allowance for Doubtful Accounts

M&T Bank Allowance for Doubtful Accounts increased by 1.5% to $681.00M in Q4 2025 compared to the prior quarter. Over 3 years (FY 2022 to FY 2025), Allowance for Doubtful Accounts shows relatively stable performance with a 2.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ1 2023

How to read this metric

An increasing allowance relative to receivables may signal deteriorating customer credit quality or economic headwinds.

Detailed definition

This is a contra-asset account representing the estimated portion of accounts receivable that the company does not expec...

Peer comparison

Standard across all industries that sell on credit; peer comparison is essential for assessing industry-specific credit risk.

Metric ID: allowance_for_doubtful_accounts

Historical Data

4 periods
 Q4 '22Q4 '23Q4 '24Q4 '25
Value$641.00M$686.00M$671.00M$681.00M
QoQ Change—+7.0%-2.2%+1.5%
YoY Change—+7.0%-2.2%+1.5%
Range$641.00M – $686.00M
Avg YoY Growth+2.1%
Median YoY Growth+1.5%

Frequently Asked Questions

What is M&T Bank's allowance for doubtful accounts?
M&T Bank (MTB) reported allowance for doubtful accounts of $681.00M in Q4 2025.
What is the long-term trend for M&T Bank's allowance for doubtful accounts?
Over 3 years (2022 to 2025), M&T Bank's allowance for doubtful accounts has grown at a 2.0% compound annual growth rate (CAGR), from $641.00M to $681.00M.
What does allowance for doubtful accounts mean?
The estimated amount of customer debt that the company expects will not be paid.