Discontinued — last reported Q4 '23

Other

Defined Benefit Plan Healthcare Cost Trend Rate

M&T Bank Defined Benefit Plan Healthcare Cost Trend Rate decreased by 3.6% to 6.8% in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2023

How to read this metric

An increase signals higher future pension and benefit liabilities, potentially pressuring long-term cash flows.

Detailed definition

This is the assumed annual rate of increase in the per capita cost of covered healthcare benefits for defined benefit pl...

Peer comparison

Benchmark against industry-standard medical inflation indices and peer actuarial assumptions.

Metric ID: defined_benefit_plan_healthcare_trend_rate

Historical Data

2 periods
 Q4 '24Q4 '25
Value7%6.8%
QoQ Change-3.6%
YoY Change-3.6%
Range6.8%7%
Avg YoY Growth-3.6%
Median YoY Growth-3.6%

Frequently Asked Questions

What is M&T Bank's defined benefit plan healthcare cost trend rate?
M&T Bank (MTB) reported defined benefit plan healthcare cost trend rate of 6.8% in Q4 2025.
What does defined benefit plan healthcare cost trend rate mean?
The expected annual percentage increase in healthcare costs for company-sponsored retiree benefit plans.