Other

Capital conservation buffer

M&T Bank Capital conservation buffer remained flat by 0.0% to 2.5% in Q4 2025 compared to the prior quarter. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalHigher is better
VolatilityStable
First reportedQ4 2024
Last reportedQ4 2025

How to read this metric

Maintaining a buffer above the requirement signals financial strength and regulatory compliance.

Detailed definition

The capital conservation buffer is a mandatory capital cushion that banks must hold above their minimum regulatory capit...

Peer comparison

Regulated by Basel III standards; consistent across major US regional and national banks.

Metric ID: other_capital_conservation_buffer_ratio

Historical Data

2 periods
 Q4 '24Q4 '25
Value2.5%2.5%
QoQ Change+0.0%
YoY Change+0.0%
Range2.5%2.5%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%

Frequently Asked Questions

What is M&T Bank's capital conservation buffer?
M&T Bank (MTB) reported capital conservation buffer of 2.5% in Q4 2025.
What does capital conservation buffer mean?
A mandatory extra layer of high-quality capital banks must hold to protect against financial stress.