Other

Capital Conservation Buffer Ratio Effective

M&T Bank Capital Conservation Buffer Ratio Effective decreased by 28.9% to 2.7% in Q3 2025 compared to the prior quarter. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryCapital Allocation
SignalHigher is better
VolatilityStable
First reportedQ3 2024
Last reportedQ3 2025

How to read this metric

A higher effective ratio provides more room for capital distributions and indicates a more conservative risk appetite.

Detailed definition

This represents the actual, realized capital conservation buffer ratio maintained by the bank at a specific reporting da...

Peer comparison

Compared against peer regional banks to assess relative capital strength and dividend sustainability.

Metric ID: other_capital_conservation_buffer_ratio_effective

Historical Data

2 periods
 Q3 '24Q3 '25
Value3.8%2.7%
QoQ Change-28.9%
YoY Change-28.9%
Range2.7%3.8%
Avg YoY Growth-28.9%
Median YoY Growth-28.9%

Frequently Asked Questions

What is M&T Bank's capital conservation buffer ratio effective?
M&T Bank (MTB) reported capital conservation buffer ratio effective of 2.7% in Q3 2025.
What does capital conservation buffer ratio effective mean?
The actual percentage of extra capital the bank holds above its minimum regulatory requirements.