Other

Guaranteed amount included in the estimated residual value of leased assets associated with financing leases

M&T Bank Guaranteed amount included in the estimated residual value of leased assets associated with financing leases decreased by 15.7% to $75.00M in Q4 2025 compared to the prior quarter. Over 2 years (FY 2023 to FY 2025), Guaranteed amount included in the estimated residual value of leased assets associated with financing leases shows a downward trend with a -11.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalHigher is better
VolatilityStable
First reportedQ4 2023
Last reportedQ4 2025

How to read this metric

Higher guaranteed amounts indicate lower credit and asset risk exposure for the bank's leasing business.

Detailed definition

This metric quantifies the portion of the estimated residual value of leased assets that is guaranteed by a third party....

Peer comparison

Standard disclosure for financial institutions engaged in equipment or commercial leasing; peers vary based on their risk appetite for residual value.

Metric ID: other_capital_leases_net_investment_in_financing_leases__3a673f

Historical Data

3 periods
 Q4 '23Q4 '24Q4 '25
Value$96.00M$89.00M$75.00M
QoQ Change-7.3%-15.7%
YoY Change-7.3%-15.7%
Range$75.00M$96.00M
Avg YoY Growth-11.5%
Median YoY Growth-11.5%
Current Streak2+ quarters decline

Frequently Asked Questions

What is M&T Bank's guaranteed amount included in the estimated residual value of leased assets associated with financing leases?
M&T Bank (MTB) reported guaranteed amount included in the estimated residual value of leased assets associated with financing leases of $75.00M in Q4 2025.
What is the long-term trend for M&T Bank's guaranteed amount included in the estimated residual value of leased assets associated with financing leases?
Over 2 years (2023 to 2025), M&T Bank's guaranteed amount included in the estimated residual value of leased assets associated with financing leases has grown at a -11.6% compound annual growth rate (CAGR), from $96.00M to $75.00M.
What does guaranteed amount included in the estimated residual value of leased assets associated with financing leases mean?
The amount of leased asset value guaranteed by third parties to protect against residual value loss.