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M&T Bank MTB Credit cards

Credit cards at other companies

First BanCorp logo
First BanCorpFBP
$800M
U.S. Bancorp logo
U.S. BancorpUSB
$416M+14.0%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$18.48B+4.6%
Bain Capital Specialty Finance logo
Bain Capital Specialty FinanceBCSF
$442.6M-18.7%
Catalyst Bancorp, Inc. logo
Catalyst Bancorp, Inc.CLST
$3.77M
Cato Corporation logo
Cato CorporationCATO
$0

Other financials

Income statement

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Revenue$2.5B+5.7%
Net income$818.0M+14.2%
EPS (diluted)$5.32+25.5%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$27.9B-2.0%
Total assets$219.26B+3.6%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$36.61B+20.4%
P/E12.1×+0.8×
P/S3.7×+0.4×

Profitability

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Net margin30.4%+1.8pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.7%+1.3pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept mtb:CommitmentsToExtendCreditForCreditCards.

The official record: M&T Bank’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is M&T Bank's credit cards?
M&T Bank (MTB) reported credit cards of $6.74B in Q1 2026.
How has M&T Bank's credit cards changed year-over-year?
M&T Bank's credit cards increased by 7.9% year-over-year, from $6.24B to $6.74B.
What is the long-term trend for M&T Bank's credit cards?
Over 2 years (2023 to 2025), M&T Bank's credit cards has grown at a 8.8% compound annual growth rate (CAGR), from $5.58B to $6.6B.
What does credit cards mean?
This represents the total unused credit limits on credit card accounts issued by the bank. It serves as a measure of the bank's potential future exposure to consumer unsecured debt. Changes in this metric reflect both the bank's appetite for consumer lending and the utilization behavior of its cardholders.