M&T Bank Home equity lines of credit decreased by 0.8% to $7.91B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.3%, from $7.93B to $7.91B. Over 2 years (FY 2023 to FY 2025), Home equity lines of credit shows relatively stable performance with a -0.8% CAGR.
Higher levels indicate greater potential for future loan growth, but also increased exposure to consumer credit risk if economic conditions deteriorate.
This metric tracks the total undrawn capacity of home equity lines of credit (HELOCs) extended to retail customers. It r...
Most retail-focused banks report this as a standard component of their off-balance sheet consumer credit commitments.
other_commitments_to_extend_credit_for_home_equity_lines_895ebf| Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|
| Value | $8.11B | $8.01B | $7.95B | $7.93B | $7.93B | $7.93B | $7.91B | $7.97B | $7.91B |
| QoQ Change | — | -1.3% | -0.7% | -0.2% | +0.0% | -0.1% | -0.3% | +0.9% | -0.8% |
| YoY Change | — | — | — | -2.2% | — | -1.0% | -0.6% | +0.5% | -0.3% |