Other

Commitments to extend credit to commercial customers

M&T Bank Commitments to extend credit to commercial customers remained flat by 0.0% to $12.90B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.4%, from $12.60B to $12.90B. Over 2 years (FY 2023 to FY 2025), Commitments to extend credit to commercial customers shows relatively stable performance with a 2.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ4 2023
Last reportedQ1 2026

How to read this metric

Growth indicates strong commercial client demand and potential for future interest income, while a decline may suggest a cooling business environment.

Detailed definition

This represents the total amount of undrawn credit facilities, such as revolving lines of credit, provided to commercial...

Peer comparison

A core metric for all commercial banks, reflecting the strength of their business lending franchise.

Metric ID: other_commitments_to_extend_credit_to_commercial_customers

Historical Data

9 periods
 Q4 '23Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$12.30B$12.40B$12.70B$12.70B$12.60B$12.60B$12.80B$12.90B$12.90B
QoQ Change+0.8%+2.4%+0.0%-0.8%+0.0%+1.6%+0.8%+0.0%
YoY Change+3.3%+1.6%+0.8%+1.6%+2.4%
Range$12.30B$12.90B
CAGR+2.4%
Avg YoY Growth+1.9%
Median YoY Growth+1.6%
Current Streak4 quarters growth

Frequently Asked Questions

What is M&T Bank's commitments to extend credit to commercial customers?
M&T Bank (MTB) reported commitments to extend credit to commercial customers of $12.90B in Q1 2026.
How has M&T Bank's commitments to extend credit to commercial customers changed year-over-year?
M&T Bank's commitments to extend credit to commercial customers increased by 2.4% year-over-year, from $12.60B to $12.90B.
What is the long-term trend for M&T Bank's commitments to extend credit to commercial customers?
Over 2 years (2023 to 2025), M&T Bank's commitments to extend credit to commercial customers has grown at a 2.4% compound annual growth rate (CAGR), from $12.30B to $12.90B.
What does commitments to extend credit to commercial customers mean?
The total amount of unused credit lines the bank has promised to provide to its business clients.