What is M&T Bank's interest on loans?

M&T Bank (MTB) reported interest on loans of $18.00M in Q4 2025.

What is the long-term trend for M&T Bank's interest on loans?

Over 3 years (2022 to 2025), M&T Bank's interest on loans has grown at a -30.7% compound annual growth rate (CAGR), from $54.00M to $18.00M.

What does interest on loans mean?

The tax benefit arising from timing differences in reporting interest income from loans.

Other

Interest on loans

M&T Bank Interest on loans decreased by 35.7% to $18.00M in Q4 2025 compared to the prior quarter. Over 3 years (FY 2022 to FY 2025), Interest on loans shows a downward trend with a -30.7% CAGR.

Analysis

StatementBalance Sheet Statement

SectionOther

CategoryProfitability

SignalContext dependent

VolatilityModerate

First reportedQ4 2022

Last reportedQ4 2025

How to read this metric

An increase indicates a growing gap between book and tax income recognition, which may affect future cash tax payments.

Detailed definition

This represents the deferred tax asset created by timing differences between the recognition of interest income for fina...

Peer comparison

Standard for commercial lenders; varies based on loan portfolio composition and accounting elections.

Metric ID: other_deferred_tax_assets_interest_on_loans

Historical Data

4 periods

	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	$54.00M	$42.00M	$28.00M	$18.00M
QoQ Change	—	-22.2%	-33.3%	-35.7%
YoY Change	—	-22.2%	-33.3%	-35.7%

Range$18.00M – $54.00M

Avg YoY Growth-30.4%

Median YoY Growth-33.3%

Current Streak3+ quarters decline

Frequently Asked Questions

What is M&T Bank's interest on loans?: M&T Bank (MTB) reported interest on loans of $18.00M in Q4 2025.
What is the long-term trend for M&T Bank's interest on loans?: Over 3 years (2022 to 2025), M&T Bank's interest on loans has grown at a -30.7% compound annual growth rate (CAGR), from $54.00M to $18.00M.
What does interest on loans mean?: The tax benefit arising from timing differences in reporting interest income from loans.