Discontinued — last reported Q3 '19

Other

Direct Financing Lease Unguaranteed Residual Asset

M&T Bank Direct Financing Lease Unguaranteed Residual Asset decreased by 6.8% to $316.00M in Q4 2025 compared to the prior quarter. Over 2 years (FY 2023 to FY 2025), Direct Financing Lease Unguaranteed Residual Asset shows an upward trend with a 7.4% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ3 2019

How to read this metric

High residual values increase exposure to market price fluctuations of the underlying assets.

Detailed definition

The estimated fair value of the leased asset at the end of the lease term that is not guaranteed by the lessee. This rep...

Peer comparison

Standard disclosure for banks engaged in direct financing lease activities.

Metric ID: other_direct_financing_lease_unguaranteed_residual_asset

Historical Data

3 periods
 Q4 '23Q4 '24Q4 '25
Value$274.00M$339.00M$316.00M
QoQ Change—+23.7%-6.8%
YoY Change—+23.7%-6.8%
Range$274.00M – $339.00M
Avg YoY Growth+8.5%
Median YoY Growth+8.5%

Frequently Asked Questions

What is M&T Bank's direct financing lease unguaranteed residual asset?
M&T Bank (MTB) reported direct financing lease unguaranteed residual asset of $316.00M in Q4 2025.
What is the long-term trend for M&T Bank's direct financing lease unguaranteed residual asset?
Over 2 years (2023 to 2025), M&T Bank's direct financing lease unguaranteed residual asset has grown at a 7.4% compound annual growth rate (CAGR), from $274.00M to $316.00M.
What does direct financing lease unguaranteed residual asset mean?
The estimated value of leased assets at the end of the lease that the bank expects to recover.