M&T Bank Maximum credit risk for recourse associated with loans sold under Federal National Mortgage Association Delegated Underwriting and Servicing program increased by 2.2% to $4.70B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.3%, from $4.30B to $4.70B. Over 2 years (FY 2023 to FY 2025), Maximum credit risk for recourse associated with loans sold under Federal National Mortgage Association Delegated Underwriting and Servicing program shows an upward trend with a 8.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
A decrease is generally positive as it reduces the bank's contingent liability and potential for future credit losses.
This metric measures the maximum potential credit loss the bank could face from loans sold with recourse, specifically u...
Specific to banks active in the Fannie Mae DUS program; peers with similar business models will report comparable recourse risk figures.
other_maximum_credit_risk_for_recourse_associated_with_l_ef9295| Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|
| Value | $3.90B | $4.00B | $3.90B | $4.20B | $4.30B | $4.30B | $4.40B | $4.60B | $4.70B |
| QoQ Change | — | +2.6% | -2.5% | +7.7% | +2.4% | +0.0% | +2.3% | +4.5% | +2.2% |
| YoY Change | — | — | — | +7.7% | — | +7.5% | +12.8% | +9.5% | +9.3% |