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MVB Financial Corp. MVBF CoRe Banking — CapEx

Other segment segments

Financial Holding Company
$68K+467%
Mortgage Banking
$0

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FISBanking Solutions — Capital expenditures (1)
$273M+50.0%

Other financials

Income statement

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Revenue$36.7M+8.8%
Net income$5.2M+45.7%
EPS (diluted)$0.39+44.4%

Balance sheet

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Cash & equivalents$177.6M-29.4%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.3B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$140.0K-46.4%
Free cash flow-$23.4M-269%

Valuation

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Market cap$366.99M+38.0%
P/E12.9×-0.9×
P/S2.2×+0.4×

Profitability

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Net margin16.7%+3.7pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:SegmentExpenditureAdditionToLongLivedAssets.

The official record: MVB Financial Corp.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MVB Financial Corp.'s core banking — capex?
MVB Financial Corp. (MVBF) reported core banking — capex of $72K in Q1 2026.
How has MVB Financial Corp.'s core banking — capex changed year-over-year?
MVB Financial Corp.'s core banking — capex decreased by 69.6% year-over-year, from $237K to $72K.
What is the long-term trend for MVB Financial Corp.'s core banking — capex?
Over 3 years (2021 to 2025), MVB Financial Corp.'s core banking — capex has grown at a -28.7% compound annual growth rate (CAGR), from $4.58M to $1.66M.
What does core banking — capex mean?
Represents the funds used by the banking segment to acquire, upgrade, or maintain physical assets such as technology infrastructure, branches, and equipment. These investments are critical for sustaining long-term growth and operational capabilities.