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MVB Financial Corp. MVBF CoRe Banking — CapEx

Other segment segments

Financial Holding Company
$125K+594%
Mortgage Banking
$0

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Other financials

Income statement

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Revenue$51.1M+51.4%
Net income$12.3M+512%
EPS (diluted)$0.93+520%

Balance sheet

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Cash & equivalents$312.6M-21.7%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.5B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$329.0K+72.3%
Free cash flow-$23.4M-269%

Valuation

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Market cap$386.56M+30.8%
P/E10×-7.3×
P/S2.1×0.0×

Profitability

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Net margin20.6%+9.0pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:SegmentExpenditureAdditionToLongLivedAssets.

The source filing: MVB Financial Corp.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:43 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001277902-26-000084
Three Months Ended June 30, 2026Co Re BankingMortgage BankingFinancial Holding CompanyOtherIntercompany EliminationsConsolidated
Other expenses19,118(8)1,066113(3,574)6,715
Total noninterest expenses25,050(8)8,970328(3,930)30,410
Operating income (loss)$20,228$1,944$(6,071)$(118)$15,983
Capital expenditures for the three months ended June 30, 2026$204$125$329
Total assets as of June 30, 20263,466,092100,238358,855890(380,222)3,545,853
Total assets as of December 31, 20253,270,95896,363377,11477,677(513,194)3,308,918
Goodwill as of June 30, 20261,2001,200
Goodwill as of December 31, 20251,2001,200

Item 1 – Financial Statements

FAQ

What is MVB Financial Corp.'s core banking — capex?
MVB Financial Corp. (MVBF) reported core banking — capex of $204K in Q2 2026.
How has MVB Financial Corp.'s core banking — capex changed year-over-year?
MVB Financial Corp.'s core banking — capex increased by 31.6% year-over-year, from $155K to $204K.
What is the long-term trend for MVB Financial Corp.'s core banking — capex?
Over 3 years (2021 to 2025), MVB Financial Corp.'s core banking — capex has grown at a -28.7% compound annual growth rate (CAGR), from $4.58M to $1.66M.
What does core banking — capex mean?
Represents the funds used by the banking segment to acquire, upgrade, or maintain physical assets such as technology infrastructure, branches, and equipment. These investments are critical for sustaining long-term growth and operational capabilities.

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