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ACNB ACNB Banking — CapEx

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Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$645.69M+42.7%
Enterprise value$931.21M+27.1%
P/E11.8×-6.1×
P/S3.2×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:SegmentExpenditureAdditionToLongLivedAssets.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(In thousands) / Three Months Ended June 30, 2026BankingInsuranceOther1Consolidated
Net income (loss)$15,260$522$(568)$15,214
Total assets$3,303,705$19,556$(4,398)$3,318,863
Goodwill$56,064$8,385$64,449
Capital expenditures$516$516
Three Months Ended June 30, 2025
Interest and dividend income$41,576$1$(1)$41,576
Noninterest income5,7752,908(1)8,682
Total consolidated revenues50,258

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's banking — capex?
ACNB (ACNB) reported banking — capex of $516K in Q2 2026.
What is the long-term trend for ACNB's banking — capex?
Over 3 years (2021 to 2024), ACNB's banking — capex has grown at a -15.9% compound annual growth rate (CAGR), from $1.56M to $929K.
What does banking — capex mean?
Measures the funds used by the banking segment to acquire, upgrade, or maintain physical assets such as branch infrastructure, technology systems, and equipment. This indicates the level of investment in long-term operational capacity and digital transformation.

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