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Chemung Financial CHMG Core Banking — CapEx

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Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:SegmentExpenditureAdditionToLongLivedAssets.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's core banking — capex?
Chemung Financial (CHMG) reported core banking — capex of $111K in Q1 2026.
How has Chemung Financial's core banking — capex changed year-over-year?
Chemung Financial's core banking — capex decreased by 66.2% year-over-year, from $328K to $111K.
What is the long-term trend for Chemung Financial's core banking — capex?
Over 2 years (2023 to 2025), Chemung Financial's core banking — capex has grown at a 60.6% compound annual growth rate (CAGR), from $540K to $1.39M.
What does core banking — capex mean?
Funds used by the core banking segment to acquire, upgrade, or maintain physical assets such as branches, technology hardware, and equipment. It indicates the level of long-term investment in the segment's future operational capacity.