What is Navan, Inc. 's provision for credit losses?

Navan, Inc. (NAVN) reported provision for credit losses of $1.87M in Q1 2026.

How has Navan, Inc. 's provision for credit losses changed year-over-year?

Navan, Inc. 's provision for credit losses decreased by 17.7% year-over-year, from $2.27M to $1.87M.

What does provision for credit losses mean?

Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.

Navan, Inc. NAVN Provision for Credit Losses

Provision for Credit Losses at other companies

Global Business Travel GroupGBTG

$2M0.0%

Other financials

Income statement

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Revenue$220.2M+39.9%

Gross profit$163.1M+45.9%

Operating income-$18.1M-13.9%

Net income-$20.5M+66.5%

EPS (diluted)-$0.08+94.0%

Balance sheet

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Cash & equivalents$645.0M+70.1%

Total debt$172.5M—

Total equity$1.2B+204%

Total assets$1.7B—

Cash flow

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Operating cash flow-$6.8M-249%

CapEx$105.0K+16.7%

Free cash flow-$6.9M-255%

Valuation

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Market cap$5.57B—

Enterprise value$5.1B—

P/S7.3×—

Profitability

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Gross margin72.1%—

Operating margin-26%—

Net margin-46.7%—

FCF margin-41.5%—

Returns & leverage

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Return on equity-1,572.6%—

Debt / equity0.1×—

Current ratio4.3×—

Where this comes from

Reported directly by Navan, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Navan, Inc. ’s 10-Q, filed June 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navan, Inc. 's provision for credit losses?: Navan, Inc. (NAVN) reported provision for credit losses of $1.87M in Q1 2026.
How has Navan, Inc. 's provision for credit losses changed year-over-year?: Navan, Inc. 's provision for credit losses decreased by 17.7% year-over-year, from $2.27M to $1.87M.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.