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NMI Holdings Inc. NMIH Percentage payout of incurred claims, year four

Percentage payout of incurred claims, year four at other companies

W.R. Berkley logo
W.R. BerkleyWRB
16.4%+0.2pp
American International Group logo
American International GroupAIG
13.2%-0.8pp
Enact Holdings, Inc. logo
Enact Holdings, Inc.ACT
15%+1.7pp
W.R. Berkley logo
W.R. BerkleyWRB
7.4%+0.9pp
American International Group logo
American International GroupAIG
14.8%-0.2pp
W.R. Berkley logo
W.R. BerkleyWRB
13.5%+0.3pp

Segments

By product

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Financial Guarantee Insurance Product Line16%+23.1%

Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%
Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$3B+1.3%

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp
Debt / equity0.0×