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NI Holdings NODK Home And Farm — General Insurance Expense

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Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's home and farm — general insurance expense?
NI Holdings (NODK) reported home and farm — general insurance expense of $9.5M in Q1 2026.
How has NI Holdings's home and farm — general insurance expense changed year-over-year?
NI Holdings's home and farm — general insurance expense increased by 21.3% year-over-year, from $7.83M to $9.5M.
What is the long-term trend for NI Holdings's home and farm — general insurance expense?
Over 4 years (2021 to 2025), NI Holdings's home and farm — general insurance expense has grown at a 11.3% compound annual growth rate (CAGR), from $22.12M to $33.99M.
What does home and farm — general insurance expense mean?
Represents the broad administrative and operational expenses allocated to the Home and Farm segment. This includes overhead, personnel, and other fixed costs necessary to support the segment's business functions. It is a key metric for assessing the segment's overall operational efficiency and expense management.