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NI Holdings NODK Non Standard Auto — General Insurance Expense

Other segment segments

Private Passenger Auto
$7.58M+2.6%
Crop
$1.98M+22.4%
All Other
$1.71M+98.6%

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$3.22M-47.1%

Other financials

Income statement

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Revenue$70.2M-7.7%
Gross profit$15.7M-13.5%
Net income$146.0K+101%
EPS (diluted)$0.01+102%

Balance sheet

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Cash & equivalents$51.6M-9.1%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$543.1M-12.4%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$19.0K-88.3%
Free cash flow-$1.9M-119%

Valuation

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Market cap$313.01M+19.6%
P/E40×
P/S1.2×+0.3×

Profitability

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Gross margin30.2%-1.8pp
Net margin2.9%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The source filing: NI Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001174947-26-000777
Line itemPrivate Passenger AutoNon-Standard AutoHome and FarmCropAll OtherTotal
Gross margin9,4042,466(2,215)2,8354,11016,600
Amortization of deferred policy acquisition costs4,5451625,4489001,18112,236
Other underwriting and general expenses (1)3,0377573,9491,0795299,351
Underwriting and general expenses7,5829199,3971,9791,71021,587
Underwriting gain (loss)1,8221,547(11,612)8562,400(4,987)
Net investment income2,810
Net investment gains (losses)2,063
Fee and other income344

Item 1. - Financial Statements

FAQ

What is NI Holdings's non standard auto — general insurance expense?
NI Holdings (NODK) reported non standard auto — general insurance expense of $919K in Q2 2026.
How has NI Holdings's non standard auto — general insurance expense changed year-over-year?
NI Holdings's non standard auto — general insurance expense decreased by 85.7% year-over-year, from $6.44M to $919K.
What is the long-term trend for NI Holdings's non standard auto — general insurance expense?
Over 4 years (2021 to 2025), NI Holdings's non standard auto — general insurance expense has grown at a 0.2% compound annual growth rate (CAGR), from $22.77M to $22.96M.
What does non standard auto — general insurance expense mean?
Represents the broad administrative and overhead costs allocated to the insurance segment to support its operations. This metric is essential for assessing the overall cost structure and operational leverage of the business unit.

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