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NI Holdings NODK Non Standard Auto — General Insurance Expense

Other segment segments

Home And Farm
$9.5M+21.3%
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$7.7M+4.3%
All Other
$1.68M+2.3%

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Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's non standard auto — general insurance expense?
NI Holdings (NODK) reported non standard auto — general insurance expense of $1.65M in Q1 2026.
How has NI Holdings's non standard auto — general insurance expense changed year-over-year?
NI Holdings's non standard auto — general insurance expense decreased by 80.1% year-over-year, from $8.28M to $1.65M.
What is the long-term trend for NI Holdings's non standard auto — general insurance expense?
Over 4 years (2021 to 2025), NI Holdings's non standard auto — general insurance expense has grown at a 0.2% compound annual growth rate (CAGR), from $22.77M to $22.96M.
What does non standard auto — general insurance expense mean?
Represents the broad administrative and overhead costs allocated to the insurance segment to support its operations. This metric is essential for assessing the overall cost structure and operational leverage of the business unit.