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NI Holdings NODK Other underwriting expenses ratio
Discontinued — last reported Q3 '25
Other underwriting expenses ratio at other companies
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By segment
Other financials
Where this comes from
Reported directly by NI Holdings in its filing.
Tagged under the XBRL concept us-gaap:UnderwritingExpenseRatio.
The source filing: NI Holdings’s 10-Q, filed November 7, 2025.
- Filed
- Nov 7, 2025
- Fiscal quarter
- Q3 FY2025
- Calendar quarter
- Q3 2025
- Accession
- 0001174947-25-001356
| Line item | Private Passenger Auto | Non-Standard Auto | Home and Farm | Crop | All Other | Total |
|---|---|---|---|---|---|---|
| Net loss | $(1,666) | |||||
| Operating Ratios: | ||||||
| Loss and loss adjustment expense ratio | 60.8% | 141.6% | 78.5% | 51.5% | 73.2% | 78.2% |
| Expense ratio | 28.3% | 45.5% | 33.1% | 16.8% | 29.9% | 30.9% |
| Combined ratio | 89.1% | 187.1% | 111.6% | 68.3% | 103.1% | 109.1% |
| Balances at September 30, 2025: | ||||||
| Premiums and agents’ balances receivable | $26,652 | $3,048 | $11,603 | $31,574 | $3,196 | $76,073 |
| Deferred policy acquisition costs | 6,764 | 2,737 | 10,507 | 805 | 1,417 | 22,230 |
Item 1. - Financial Statements
FAQ
- What is NI Holdings's other underwriting expenses ratio?
- NI Holdings (NODK) reported other underwriting expenses ratio of 30.9% in Q3 2025.
- How has NI Holdings's other underwriting expenses ratio changed year-over-year?
- NI Holdings's other underwriting expenses ratio decreased by 5.8% year-over-year, from 32.8% to 30.9%.
- What is the long-term trend for NI Holdings's other underwriting expenses ratio?
- Over 2 years (2022 to 2024), NI Holdings's other underwriting expenses ratio has grown at a 6.2% compound annual growth rate (CAGR), from 120% to 135.4%.
- What does other underwriting expenses ratio mean?
- Other underwriting expenses ratio
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