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NerdWallet, Inc. NRDS Q3 2025 earnings

Reported November 6, 2025 · After market close

Revenue$215.1MBeat by $3.7M
EPS$0.34Beat by $0.14
Revenue estimate$211.4M
EPS estimate$0.20

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$195.3M
EPS estimate$0.08

Financials

Q3 2025

Income statement

See full
Revenue$215.1M+12.4%
Gross profit$199.8M+15.1%
Operating income$34.4M+421%
Net income$26.3M+26,200%
EPS (diluted)$0.34—

Balance sheet

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Cash & equivalents$120.6M+68.2%
Total debt$8.5M+23.2%
Total equity$402.4M+24.8%
Total assets$492.8M+22.5%

Cash flow

See full
Operating cash flow$48.5M+67.2%
CapEx$100.0K0.0%
Free cash flow$48.4M+67.5%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$817.76M-17.4%
Enterprise value$705.66M-23.7%
P/E11.2×—
P/S1×-0.5×

Profitability

See full
Gross margin91.6%+1.1pp
Operating margin6.9%+6.0pp
Net margin9.2%+8.0pp
FCF margin12.8%-1.5pp

Returns & leverage

See full
Return on equity20.2%+17.9pp
Debt / equity0×0.0×
Current ratio3.7×+0.8×

Segments

By segment

See full
Reportable Segment$215.1M+12.4%

By product

See full
SMB$23.6M-15.1%

Versus estimates

Revenue

Q1 2026$222.2MMiss by $5.4MQ4 2025$225.4MBeat by $14.1M
Q3 2025$215.1MBeat by $3.7M
Q2 2025$186.9MMiss by $12.1MQ1 2025$209.2MBeat by $19.3MQ4 2024$183.8MBeat by $15.5M

Diluted EPS

Q1 2026$0.29Beat by $0.04Q4 2025$0.19Beat by $0.02
Q3 2025$0.34Beat by $0.14
Q2 2025$0.11In lineQ1 2025$0.00Beat by $0.10Q4 2024$0.01In line

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Questions, answered.

When did NerdWallet, Inc. report Q3 2025 earnings?
NerdWallet, Inc. (NRDS) reported Q3 2025 earnings on November 6, 2025 after market close.
What were NerdWallet, Inc.'s Q3 2025 revenue and EPS?
NerdWallet, Inc. reported revenue of $215.1M and eps of $0.34 for Q3 2025.
Did NerdWallet, Inc. beat estimates in Q3 2025?
Revenue beat the consensus estimate of $211.4M by $3.7M. EPS beat the consensus estimate of $0.20 by $0.14.
How did NerdWallet, Inc.'s Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.4% from $191.3M a year earlier and eps grew 277.8% from $0.09.
Where can I find NerdWallet, Inc.'s Q3 2025 SEC filings?
You can read the 8-K earnings release (0001625278-25-000129) and the 10-Q periodic report (0001625278-25-000130) directly on SEC EDGAR. The filing index links above go to sec.gov.