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NerdWallet, Inc. NRDS Q4 2025 Annual earnings

Reported February 25, 2026 · After market close

Revenue$225.4MBeat by $14.1M
EPS$0.19Beat by $0.02
Revenue estimate$211.3M
EPS estimate$0.17

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$195.3M
EPS estimate$0.08

Financials

Q4 2025

Income statement

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Revenue$225.4M+22.6%
Gross profit$211.8M+26.8%
Operating income$19.4M+123%
Net income$14.0M-63.7%
EPS (diluted)$0.19-61.2%

Balance sheet

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Cash & equivalents$98.3M+48.3%
Total debt$8.0M+25.0%
Total equity$374.5M+2.8%
Total assets$461.1M+5.4%

Cash flow

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Operating cash flow$38.9M+293%
CapEx$300.0K+50.0%
Free cash flow$38.6M+298%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$985.26M+0.9%
Enterprise value$894.96M-2.4%
P/E20.2×-11.9×
P/S1.2×-0.2×

Profitability

See full
Gross margin92.4%+1.6pp
Operating margin7.8%+6.4pp
Net margin5.8%+1.4pp
FCF margin15.6%+5.2pp

Returns & leverage

See full
Return on equity13.2%+4.9pp
Debt / equity0×0.0×
Current ratio3.5×+0.2×

Segments

By segment

See full
Reportable Segment$225.4M+22.6%

By product

See full
SMB$22.5M-11.8%

Versus estimates

Revenue

Q1 2026$222.2MMiss by $5.4M
Q4 2025$225.4MBeat by $14.1M
Q3 2025$215.1MBeat by $3.7MQ2 2025$186.9MMiss by $12.1MQ1 2025$209.2MBeat by $19.3MQ4 2024$183.8MBeat by $15.5M

Diluted EPS

Q1 2026$0.29Beat by $0.04
Q4 2025$0.19Beat by $0.02
Q3 2025$0.34Beat by $0.14Q2 2025$0.11In lineQ1 2025$0.00Beat by $0.10Q4 2024$0.01In line

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Questions, answered.

When did NerdWallet, Inc. report Q4 2025 earnings?
NerdWallet, Inc. (NRDS) reported Q4 2025 earnings on February 25, 2026 after market close.
What were NerdWallet, Inc.'s Q4 2025 revenue and EPS?
NerdWallet, Inc. reported revenue of $225.4M and eps of $0.19 for Q4 2025.
Did NerdWallet, Inc. beat estimates in Q4 2025?
Revenue beat the consensus estimate of $211.3M by $14.1M. EPS beat the consensus estimate of $0.17 by $0.02.
How did NerdWallet, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 22.6% from $183.8M a year earlier and eps grew 1800.0% from $0.01.
Where can I find NerdWallet, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001625278-26-000012) and the 10-K periodic report (0001625278-26-000014) directly on SEC EDGAR. The filing index links above go to sec.gov.