NerdWallet, Inc. NRDS Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 92.4%+1.6pp | 90.8%-0.2pp | 91%-1.6pp | 92.6%+0.1pp | |
| Operating margin | 7.8%+6.4pp | 1.4%+0.8pp | 0.6%— | —— | |
| Net margin | 5.8%+1.4pp | 4.4%+6.4pp | -2%— | —— | |
| EBITDA margin | 13.3%+4.9pp | 8.4%-0.2pp | 8.6%— | —— | |
| Free cash flow margin | 15.6%+5.2pp | 10.4%— | —— | 3.8%+2.5pp | |
| Returns | |||||
| Return on equity | 13.2%+4.9pp | 8.3%+11.6pp | -3.3%— | —— | |
| Return on assets | 10.8%+3.7pp | 7.1%+9.9pp | -2.8%— | —— | |
| Return on invested capital | 15.8%+12.6pp | 3.2%+2.6pp | 0.7%— | —— | |
| Efficiency | |||||
| Asset turnover | 1.9×+0.3× | 1.6×+0.2× | 1.4×+0.1× | 1.4×+0.1× | |
| Liquidity | |||||
| Current ratio | 3.5×+0.2× | 3.3×-2.0× | 5.3×+2.7× | 2.6×-1.1× | |
| Quick ratio | 3.5×+0.2× | 3.3×-2.0× | 5.3×+2.7× | 2.6×-1.1× | |
| Cash ratio | 1.4×+0.3× | 1.1×-1.6× | 2.7×+1.5× | 1.2×-1.4× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -0.8×+0.2× | -1×+0.7× | -1.8×— | —— | |
| Interest coverage | 108.7×+95.2× | 13.4×+8.9× | 4.5×— | —— | |
| Per Share | |||||
| Book value per share | $4.93+6.9% | $4.62-3.5% | $4.78-1.2% | $4.84-2.5% | |
| Valuation | |||||
| Market capitalization | $559.95M-29.8% | $976.74M-13.3% | $1.13B+57.2% | $716.16M-29.8% | |
| Enterprise value | $511.25M-28.1% | $916.84M-11.4% | $1.04B+60.5% | $644.96M-25.7% | |
| Price / earnings | 8.1×-18.9× | 32.1×— | —— | —— | |
| Price / sales | 0.7×-0.4× | 1.4×-0.5× | 1.9×+0.5× | 1.3×-1.4× | |
| Price / book | 1.7×-0.5× | 2.7×-0.4× | 3.1×+1.0× | 2.1×-1.9× | |
| EV / EBITDA | 3.8×-9.0× | 15.9×-4.1× | 20×— | —— | |
| EV / sales | 0.6×-0.4× | 1.3×-0.4× | 1.7×+0.5× | 1.2×-1.1× | |
| Free cash flow yield | 24.8%+15.4pp | 7.3%— | —— | 2.8%+2.4pp | |
| Earnings yield | 12.3%+8.6pp | 3.1%+4.2pp | -1%— | —— | |
| PEG ratio | 0.1×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are NerdWallet, Inc.'s profit margins?
- NerdWallet, Inc. (NRDS) runs a 93.0% gross margin and a 10.8% operating margin, with a 8.1% net margin.
- Where do NerdWallet, Inc.'s ratios come from?
- Every ratio is computed from NerdWallet, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
