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NerdWallet, Inc. NRDS Total costs & expenses

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Segments

By segment

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Reportable Segment$190.3M+8.0%

Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$652.07M-13.0%
Enterprise value$597.17M-7.6%
P/E10×-5.9×
P/S0.8×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CostsAndExpenses.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060
(in millions, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Research and development17.517.934.334.7
Sales and marketing145.4128.0294.5287.7
General and administrative14.013.729.527.5
Total costs and expenses190.3176.2385.3384.7
Income from Operations7.010.734.211.4
Other income, net:
Interest income0.40.81.31.5
Interest expense(0.1)(0.2)(0.3)(0.3)

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s total costs & expenses?
NerdWallet, Inc. (NRDS) reported total costs & expenses of $190.3M in Q2 2026.
How has NerdWallet, Inc.'s total costs & expenses changed year-over-year?
NerdWallet, Inc.'s total costs & expenses increased by 8.0% year-over-year, from $176.2M to $190.3M.
What is the long-term trend for NerdWallet, Inc.'s total costs & expenses?
Over 4 years (2021 to 2025), NerdWallet, Inc.'s total costs & expenses has grown at a 16.5% compound annual growth rate (CAGR), from $418.6M to $771.4M.
What does total costs & expenses mean?
This metric represents the aggregate sum of all operating and non-operating costs incurred by the company to generate revenue and maintain business operations during a specific period. It encompasses the cost of revenue, research and development, sales and marketing, and general and administrative expenses. Monitoring this figure allows investors to assess the company's overall cost structure and operational efficiency in relation to its top-line growth.

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