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Discontinued — last reported Q3 '25

Business Segments · Derivative, Gain (Loss) on Derivative, Net

Mortgage Banking — Derivative, Gain (Loss) on Derivative, Net

NVR Mortgage Banking — Derivative, Gain (Loss) on Derivative, Net decreased by 261.0% to -$1.04M in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 106.0%, from $17.53M to -$1.04M. Over 3 years (FY 2021 to FY 2024), Mortgage Banking — Derivative, Gain (Loss) on Derivative, Net shows a downward trend with a 158.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalHigher is better
VolatilityVolatile
First reportedQ1 2014
Last reportedQ3 2025Nov 5, 2025

How to read this metric

Positive values indicate successful hedging or favorable market movements, while negative values indicate hedging costs or losses.

Detailed definition

This represents the net profit or loss from derivative instruments used to hedge interest rate risk in the mortgage pipe...

Peer comparison

Standard metric for mortgage lenders using derivatives for risk mitigation.

Metric ID: nvr_segment_mortgage_banking_derivative_gain_loss_on_derivative_net

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value-$1.69M-$3.77M$4.19M-$10.11M-$27.54M$28.83M-$71.93M-$42.19M$301K-$32.17M$46.15M-$4.17M$668K$17.53M-$45.45M-$27.33M$648K-$1.04M
QoQ Change-122.9%+211.0%-341.6%-172.4%+204.7%-349.5%+41.3%+100.7%<-999%+243.5%-109.0%+116.0%>999%-359.3%+39.9%+102.4%-261.0%
YoY Change<-999%+864.5%<-999%-317.3%+101.1%-211.6%+164.2%+90.1%+121.9%+154.5%-198.5%-555.1%-3.0%-106.0%
Range-$71.93M$46.15M
CAGR-10.8%
Avg YoY Growth-231.5%
Median YoY Growth-54.5%

Frequently Asked Questions

What is NVR's mortgage banking — derivative, gain (loss) on derivative, net?
NVR (NVR) reported mortgage banking — derivative, gain (loss) on derivative, net of -$1.04M in Q3 2025.
How has NVR's mortgage banking — derivative, gain (loss) on derivative, net changed year-over-year?
NVR's mortgage banking — derivative, gain (loss) on derivative, net decreased by 106.0% year-over-year, from $17.53M to -$1.04M.
What is the long-term trend for NVR's mortgage banking — derivative, gain (loss) on derivative, net?
Over 3 years (2021 to 2024), NVR's mortgage banking — derivative, gain (loss) on derivative, net has grown at a 158.2% compound annual growth rate (CAGR), from -$1.83M to -$31.42M.
What does mortgage banking — derivative, gain (loss) on derivative, net mean?
The net financial result from using derivatives to hedge against interest rate changes.