NVR Mortgage Banking — Restricted Cash increased by 16.0% to $7.01M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 44.1%, from $12.54M to $7.01M. Over 4 years (FY 2021 to FY 2025), Mortgage Banking — Restricted Cash shows an upward trend with a 30.2% CAGR.
Increases often reflect higher regulatory or contractual requirements related to loan servicing or warehouse financing agreements.
Cash balances within the mortgage banking segment that are legally or contractually restricted for specific uses, such a...
Common in mortgage banking; levels correlate with the size of the servicing portfolio and warehouse facility terms.
nvr_segment_mortgage_banking_restricted_cash| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.69M | $2.86M | $2.52M | $3.40M | $3.40M | $2.92M | $2.97M | $9.84M | $14.08M | $12.10M | $11.07M | $11.54M | $13.13M | $11.25M | $11.52M | $12.54M | $10.51M | $8.12M | $6.05M | $7.01M |
| QoQ Change | — | -22.5% | -11.9% | +35.1% | +0.0% | -14.1% | +1.7% | +230.7% | +43.2% | -14.1% | -8.5% | +4.2% | +13.8% | -14.4% | +2.4% | +8.9% | -16.2% | -22.7% | -25.6% | +16.0% |
| YoY Change | — | — | — | — | -7.7% | +2.2% | +18.1% | +189.1% | +313.8% | +313.8% | +272.1% | +17.3% | -6.8% | -7.0% | +4.1% | +8.7% | -19.9% | -27.8% | -47.5% | -44.1% |