Gain (Loss) on Sale of Mortgage Loans
NVR Gain (Loss) on Sale of Mortgage Loans decreased by 40.3% to $38.87M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 9.6%, from $42.99M to $38.87M. Over 4 years (FY 2021 to FY 2025), Gain (Loss) on Sale of Mortgage Loans shows relatively stable performance with a -2.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher gains indicate strong mortgage pricing power and favorable interest rate environments, while losses suggest competitive pressure or market volatility.
Detailed definition
This represents the realized gain or loss from selling mortgage loans originated by the company to secondary market inve...
Peer comparison
Standard for homebuilders with captive mortgage subsidiaries; highly sensitive to interest rate fluctuations.
operating_gain_loss_on_sale_of_mortgage_loansHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $47.6M | $47.58M | $42.85M | $57.98M | $36.84M | $25.22M | $32.63M | $37.27M | $43.86M | $46.77M | $35.42M | $37.43M | $54.43M | $43.94M | $53.68M | $42.99M | $40.18M | $38.81M | $65.15M | $38.87M |
| QoQ Change | — | -0.1% | -9.9% | +35.3% | -36.5% | -31.5% | +29.4% | +14.2% | +17.7% | +6.6% | -24.3% | +5.7% | +45.4% | -19.3% | +22.2% | -19.9% | -6.5% | -3.4% | +67.9% | -40.3% |
| YoY Change | — | — | — | — | -22.6% | -47.0% | -23.8% | -35.7% | +19.1% | +85.4% | +8.6% | +0.4% | +24.1% | -6.0% | +51.5% | +14.8% | -26.2% | -11.7% | +21.4% | -9.6% |
Gain (Loss) on Sale of Mortgage Loans at Other Companies
Frequently Asked Questions
- What is NVR's gain (loss) on sale of mortgage loans?
- NVR (NVR) reported gain (loss) on sale of mortgage loans of $38.87M in Q1 2026.
- How has NVR's gain (loss) on sale of mortgage loans changed year-over-year?
- NVR's gain (loss) on sale of mortgage loans decreased by 9.6% year-over-year, from $42.99M to $38.87M.
- What is the long-term trend for NVR's gain (loss) on sale of mortgage loans?
- Over 4 years (2021 to 2025), NVR's gain (loss) on sale of mortgage loans has grown at a -2.3% compound annual growth rate (CAGR), from $205.58M to $187.13M.
- What does gain (loss) on sale of mortgage loans mean?
- The profit or loss generated from selling mortgage loans to third parties.