Skip to content

Norwood Financial NWFL Debt-to-equity

Debt-to-equity at other companies

M&T Bank logo
M&T BankMTB
+0.5×
PNC Financial Services logo
PNC Financial ServicesPNC
0.0×
Citizens & Northern logo
Citizens & NorthernCZNC
0.0×
Midland States Bancorp logo
Midland States BancorpMSBI
0.3×+0.2×
First Community Corporation logo
First Community CorporationFCCO
0.0×
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
0.6×-0.4×

Other financials

Income statement

See full
Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

See full
Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

See full
Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

See full
Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

See full
Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

See full
Return on equity10.2%+9.6pp

Where this comes from

Calculated from Norwood Financial’s reported figures.

Based on the most recent quarter.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Norwood Financial's debt-to-equity.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Norwood Financial's debt-to-equity?
Norwood Financial (NWFL) reported debt-to-equity of 0.1× in Q4 2025.
How has Norwood Financial's debt-to-equity changed year-over-year?
Norwood Financial's debt-to-equity decreased by 92.7% year-over-year, from 1× to 0.1×.
What is the long-term trend for Norwood Financial's debt-to-equity?
Over 5 years (2020 to 2025), Norwood Financial's debt-to-equity has grown at a -33.5% compound annual growth rate (CAGR), from 0.6× to 0.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.