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Norwood Financial NWFL Return on equity

Return on equity at other companies

M&T Bank logo
M&T BankMTB
10.3%+0.9pp
PNC Financial Services logo
PNC Financial ServicesPNC
12.1%+0.8pp
Citizens & Northern logo
Citizens & NorthernCZNC
5.6%-4.3pp
Midland States Bancorp logo
Midland States BancorpMSBI
6.2%
First Community Corporation logo
First Community CorporationFCCO
11.2%+0.3pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
12.1%+2.4pp

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Debt / equity0.1×-1.0×

Where this comes from

Calculated from Norwood Financial’s reported figures.

Based on trailing twelve months.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's return on equity?
Norwood Financial (NWFL) reported return on equity of 10.2% in Q1 2026.
How has Norwood Financial's return on equity changed year-over-year?
Norwood Financial's return on equity increased by 1636.8% year-over-year, from 0.6% to 10.2%.
What is the long-term trend for Norwood Financial's return on equity?
Over 5 years (2020 to 2025), Norwood Financial's return on equity has grown at a 6.1% compound annual growth rate (CAGR), from 9.1% to 12.2%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.