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Norwood Financial NWFL Free cash flow

Free cash flow at other companies

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$8.47M+713%
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$9.51M-46.7%

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Calculated from Norwood Financial’s reported figures.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's free cash flow?
Norwood Financial (NWFL) reported free cash flow of $5.54M in Q1 2026.
How has Norwood Financial's free cash flow changed year-over-year?
Norwood Financial's free cash flow decreased by 32.1% year-over-year, from $8.17M to $5.54M.
What is the long-term trend for Norwood Financial's free cash flow?
Over 4 years (2021 to 2025), Norwood Financial's free cash flow has grown at a 1.1% compound annual growth rate (CAGR), from $27.94M to $29.25M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.