Connect your AI

Norwood Financial NWFL Net margin

Net margin at other companies

M&T BankMTB

29.8%+1.5pp

PNC Financial ServicesPNC

30.5%+2.6pp

Citizens & NorthernCZNC

13.2%-11.4pp

Midland States BancorpMSBI

10.7%—

First Community CorporationFCCO

24.7%+2.5pp

Citizens Financial Services, Inc.CZFS

34%+6.2pp

Other financials

Income statement

Revenue$27.3M+34.9%

Net income$3.7M-35.4%

EPS (diluted)$0.35-44.4%

Balance sheet

Cash & equivalents$102.6M+36.0%

Total debt$18.1M-91.7%

Total equity$283.9M+28.6%

Total assets$2.9B+22.8%

Cash flow

Operating cash flow$6.0M-34.1%

CapEx$455.0K-51.2%

Free cash flow$5.5M-32.1%

Valuation

Market cap$339.57M+44.4%

P/E13.2×-186×

P/S3.6×-0.7×

Profitability

FCF margin28%-15.4pp

Returns & leverage

Return on equity10.2%+9.6pp

Debt / equity0.1×-1.0×

Where this comes from

Calculated from Norwood Financial’s reported figures.

net income/total revenue=27.1%

Based on trailing twelve months.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Norwood Financial's net margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is Norwood Financial's net margin?: Norwood Financial (NWFL) reported net margin of 27.1% in Q1 2026.
How has Norwood Financial's net margin changed year-over-year?: Norwood Financial's net margin increased by 1175.5% year-over-year, from 2.1% to 27.1%.
What is the long-term trend for Norwood Financial's net margin?: Over 5 years (2020 to 2025), Norwood Financial's net margin has grown at a 4.0% compound annual growth rate (CAGR), from 25.9% to 31.6%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.