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Orange County Bancorp OBT Accrued Expenses

Accrued Expenses at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$37.05M+9.4%
Origin Bancorp logo
Origin BancorpOBK
$139.15M+5.5%
OFG Bancorp logo
OFG BancorpOFG
$166.15M-4.3%
International Bancshares logo
International BancsharesIBOC
$273K-49.4%

Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccruedLiabilitiesAndOtherLiabilities.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemJune 30, 2026December 31, 2025
Total deposits2,431,1912,310,373
FHLB advances, long term10,00010,000
Subordinated notes, net of issuance costs24,60324,555
Accrued expenses and other liabilities27,94930,085
TOTAL LIABILITIES2,493,7432,375,013
STOCKHOLDERS’ EQUITY
Common stock, $0.25 par value; 30,000,000 shares authorized; 13,415,921 and 13,376,464 issued; 13,407,904 and 13,368,447 outstanding, at June 30, 2026 and December 31, 2025, respectively3,3543,344
Surplus168,162164,592

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's accrued expenses?
Orange County Bancorp (OBT) reported accrued expenses of $27.95M in Q2 2026.
How has Orange County Bancorp's accrued expenses changed year-over-year?
Orange County Bancorp's accrued expenses increased by 6.2% year-over-year, from $26.33M to $27.95M.
What is the long-term trend for Orange County Bancorp's accrued expenses?
Over 5 years (2020 to 2025), Orange County Bancorp's accrued expenses has grown at a 256.8% compound annual growth rate (CAGR), from $52K to $30.09M.
What does accrued expenses mean?
Expenses incurred but not yet paid or invoiced — interest accruals, tax accruals, warranty reserves, and other timing differences.

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