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Orange County Bancorp OBT Net investment gains (losses)

Net investment gains (losses) at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.55B+93.1%
M&T Bank logo
M&T BankMTB
$4M
Valley National Bank logo
Valley National BankVLY
$50K+5,100%
CTB
Community Trust BancorpCTBI
$12K+1,100%
Greene County Bancorp logo
Greene County BancorpGCBC
-$43K-248%
Citizens & Northern logo
Citizens & NorthernCZNC
$1K

Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss.

The source filing: Orange County Bancorp’s 10-K, filed March 16, 2026.

Filed
Mar 16, 2026, 12:38 PM EDT
Fiscal year
FY2025
Accession
0001104659-26-028308
Line itemYear Ended / December 31, 2025Year Ended / December 31, 2024
Service charges on deposit accounts1,3641,015
Trust income6,5545,511
Investment advisory income7,5526,738
Investment securities gains(losses), net(568)
Earnings on bank owned life insurance878815
Proceeds from bank owned life insurance benefit3,590
Gain on sale of assets1,236
Other2,5421,893

Item 8. Financial Statements and Supplementary Data

FAQ

What is Orange County Bancorp's net investment gains (losses)?
Orange County Bancorp (OBT) reported net investment gains (losses) of $0 in Q4 2025.
What does net investment gains (losses) mean?
Net realized and unrealized gains and losses on the company's investment portfolio, including equity securities, debt securities, and alternative investments.

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