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Orange County Bancorp OBT Banking — Intangible Amortization

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Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfIntangibleAssets.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Advertising expenses496481921870
Advisor expenses related to trust income26225044
Telephone expenses274203538410
Intangible amortization7272143143
Other1181,0941,1152,302
TOTAL NONINTEREST EXPENSE17,26916,75435,19333,248
Income before income taxes11,56013,58926,15024,877
Provision (credit) for income taxes(2,099)3,1281,2075,712

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's banking — intangible amortization?
Orange County Bancorp (OBT) reported banking — intangible amortization of $72K in Q2 2026.
How has Orange County Bancorp's banking — intangible amortization changed year-over-year?
Orange County Bancorp's banking — intangible amortization decreased by 0.0% year-over-year, from $72K to $72K.
What is the long-term trend for Orange County Bancorp's banking — intangible amortization?
Over 2 years (2023 to 2025), Orange County Bancorp's banking — intangible amortization has grown at a 0.2% compound annual growth rate (CAGR), from $285K to $286K.
What does banking — intangible amortization mean?
The systematic allocation of the cost of intangible assets, such as core deposit premiums or customer relationships, over their estimated useful lives. This non-cash expense reflects the consumption of value from previously acquired business assets.

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