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Orange County Bancorp OBT Banking — Fdic Assessments Charges
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Where this comes from
Reported directly by Orange County Bancorp in its filing.
Tagged under the XBRL concept obt:FdicAssessmentsCharges.
The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.
- Filed
- Aug 10, 2026, 4:05 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-093345
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Professional fees | 1,861 | 1,666 | 3,326 | 3,013 |
| Directors’ fees and expenses | 535 | 319 | 1,157 | 625 |
| Computer software expense | 1,959 | 2,117 | 3,838 | 4,099 |
| FDIC assessment | 160 | 330 | 490 | 660 |
| Advertising expenses | 496 | 481 | 921 | 870 |
| Advisor expenses related to trust income | 26 | 22 | 50 | 44 |
| Telephone expenses | 274 | 203 | 538 | 410 |
| Intangible amortization | 72 | 72 | 143 | 143 |
Item 1. Financial Statements
FAQ
- What is Orange County Bancorp's banking — fdic assessments charges?
- Orange County Bancorp (OBT) reported banking — fdic assessments charges of $160K in Q2 2026.
- How has Orange County Bancorp's banking — fdic assessments charges changed year-over-year?
- Orange County Bancorp's banking — fdic assessments charges decreased by 51.5% year-over-year, from $330K to $160K.
- What is the long-term trend for Orange County Bancorp's banking — fdic assessments charges?
- Over 2 years (2023 to 2025), Orange County Bancorp's banking — fdic assessments charges has grown at a -3.0% compound annual growth rate (CAGR), from $1.4M to $1.32M.
- What does banking — fdic assessments charges mean?
- This represents the mandatory insurance premiums paid to the Federal Deposit Insurance Corporation to protect customer deposits. It is a regulatory cost that scales with the size and risk profile of the bank's deposit base.
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