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Orange County Bancorp OBT Banking — Noninterest Expense Directors Fees And Adjustments

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Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept obt:NoninterestExpenseDirectorsFeesAndAdjustments.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Employee benefits3,0052,3386,1074,788
Occupancy expense1,2511,2992,5872,576
Professional fees1,8611,6663,3263,013
Directors’ fees and expenses5353191,157625
Computer software expense1,9592,1173,8384,099
FDIC assessment160330490660
Advertising expenses496481921870
Advisor expenses related to trust income26225044

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's banking — noninterest expense directors fees and adjustments?
Orange County Bancorp (OBT) reported banking — noninterest expense directors fees and adjustments of $515K in Q2 2026.
How has Orange County Bancorp's banking — noninterest expense directors fees and adjustments changed year-over-year?
Orange County Bancorp's banking — noninterest expense directors fees and adjustments increased by 70.0% year-over-year, from $303K to $515K.
What is the long-term trend for Orange County Bancorp's banking — noninterest expense directors fees and adjustments?
Over 2 years (2023 to 2025), Orange County Bancorp's banking — noninterest expense directors fees and adjustments has grown at a -7.1% compound annual growth rate (CAGR), from $1.39M to $1.2M.
What does banking — noninterest expense directors fees and adjustments mean?
This includes compensation paid to the board of directors and specific one-time or recurring administrative adjustments. It provides insight into the governance costs associated with overseeing the banking segment.

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