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Orange County Bancorp OBT Banking — Noninterest Income

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Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's banking — noninterest income?
Orange County Bancorp (OBT) reported banking — noninterest income of $908K in Q1 2026.
How has Orange County Bancorp's banking — noninterest income changed year-over-year?
Orange County Bancorp's banking — noninterest income decreased by 0.9% year-over-year, from $916K to $908K.
What is the long-term trend for Orange County Bancorp's banking — noninterest income?
Over 4 years (2021 to 2025), Orange County Bancorp's banking — noninterest income has grown at a 38.4% compound annual growth rate (CAGR), from $2.46M to $9.04M.
What does banking — noninterest income mean?
This captures revenue streams for the banking segment that are not derived from interest-earning assets, such as service charges, fees, and commissions. It reflects the bank's ability to diversify its income beyond traditional lending activities.