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Orange County Bancorp OBT Wealth Management — Communication

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Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Communication.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
FDIC assessment160330490660
Advertising expenses496481921870
Advisor expenses related to trust income26225044
Telephone expenses274203538410
Intangible amortization7272143143
Other1181,0941,1152,302
TOTAL NONINTEREST EXPENSE17,26916,75435,19333,248
Income before income taxes11,56013,58926,15024,877

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's wealth management — communication?
Orange County Bancorp (OBT) reported wealth management — communication of $12K in Q2 2026.
How has Orange County Bancorp's wealth management — communication changed year-over-year?
Orange County Bancorp's wealth management — communication decreased by 7.7% year-over-year, from $13K to $12K.
What is the long-term trend for Orange County Bancorp's wealth management — communication?
Over 2 years (2023 to 2025), Orange County Bancorp's wealth management — communication has grown at a 0.0% compound annual growth rate (CAGR), from $51K to $51K.
What does wealth management — communication mean?
This metric includes expenses related to telecommunications, postage, and client reporting distribution costs incurred by the wealth management segment. It represents the operational costs of maintaining connectivity and delivering essential information to clients.

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