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Orange County Bancorp OBT Wealth Management — Goodwill Impairment

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Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GoodwillImpairmentLoss.

The source filing: Orange County Bancorp’s 10-K, filed March 16, 2026.

Filed
Mar 16, 2026, 12:38 PM EDT
Fiscal year
FY2025
Accession
0001104659-26-028308
Line item20252024
Beginning of year - Wealth Management$5,359$5,359
Acquired goodwill impairment
End of year - Wealth Management$5,359$5,359

Item 8. Financial Statements and Supplementary Data

FAQ

What is Orange County Bancorp's wealth management — goodwill impairment?
Orange County Bancorp (OBT) reported wealth management — goodwill impairment of $0 in Q4 2025.
What does wealth management — goodwill impairment mean?
This metric quantifies the reduction in the carrying value of goodwill when the fair value of the wealth management segment falls below its recorded book value. It serves as a critical indicator of potential business deterioration or overpayment for past acquisitions. A non-zero value signals that the segment's long-term economic prospects have declined.

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