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Orange County Bancorp OBT Wealth Management — Other Noninterest Expense

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Banking
-$69K-108%

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Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$517.68M+62.4%
P/E10.9×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Advisor expenses related to trust income26225044
Telephone expenses274203538410
Intangible amortization7272143143
Other1181,0941,1152,302
TOTAL NONINTEREST EXPENSE17,26916,75435,19333,248
Income before income taxes11,56013,58926,15024,877
Provision (credit) for income taxes(2,099)3,1281,2075,712
NET INCOME$13,659$10,461$24,943$19,165

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's wealth management — other noninterest expense?
Orange County Bancorp (OBT) reported wealth management — other noninterest expense of $187K in Q2 2026.
How has Orange County Bancorp's wealth management — other noninterest expense changed year-over-year?
Orange County Bancorp's wealth management — other noninterest expense decreased by 23.4% year-over-year, from $244K to $187K.
What is the long-term trend for Orange County Bancorp's wealth management — other noninterest expense?
Over 2 years (2023 to 2025), Orange County Bancorp's wealth management — other noninterest expense has grown at a 43.4% compound annual growth rate (CAGR), from $577K to $1.19M.
What does wealth management — other noninterest expense mean?
This metric represents miscellaneous operating costs within the wealth management segment that do not fall under standard categories like personnel, occupancy, or technology. It captures residual overhead expenses necessary for daily business operations. Monitoring this helps identify trends in administrative or operational inefficiencies.

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