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Orange County Bancorp OBT Total noninterest expense

Total noninterest expense at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$27.32B+14.9%
Valley National Bank logo
Valley National BankVLY
$311.12M+9.5%
CTB
Community Trust BancorpCTBI
$37.37M+4.8%
Greene County Bancorp logo
Greene County BancorpGCBC
$11.92M+14.7%
Citizens & Northern logo
Citizens & NorthernCZNC
$23.84M+22.9%
M&T Bank logo
M&T BankMTB

Segments

By segment

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Banking$14.97M+3.9%
Wealth Management$2.3M-1.9%

Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$513.39M+62.4%
P/E10.8×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Telephone expenses274203538410
Intangible amortization7272143143
Other1181,0941,1152,302
TOTAL NONINTEREST EXPENSE17,26916,75435,19333,248
Income before income taxes11,56013,58926,15024,877
Provision (credit) for income taxes(2,099)3,1281,2075,712
NET INCOME$13,659$10,461$24,943$19,165
Basic and diluted earnings per share$1.02$0.87$1.87$1.64

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's total noninterest expense?
Orange County Bancorp (OBT) reported total noninterest expense of $17.27M in Q2 2026.
How has Orange County Bancorp's total noninterest expense changed year-over-year?
Orange County Bancorp's total noninterest expense increased by 3.1% year-over-year, from $16.75M to $17.27M.
What is the long-term trend for Orange County Bancorp's total noninterest expense?
Over 4 years (2021 to 2025), Orange County Bancorp's total noninterest expense has grown at a 11.8% compound annual growth rate (CAGR), from $43.39M to $67.9M.
What does total noninterest expense mean?
This metric aggregates all operating costs excluding interest expense, encompassing items such as personnel compensation, technology investments, occupancy costs, and professional fees. It serves as a primary measure of a bank's operational efficiency and cost management discipline. Investors use this figure to evaluate how effectively the institution controls its overhead relative to its revenue-generating activities.

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