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OceanFirst Financial OCFC Net loan charge-offs (recoveries)

Net loan charge-offs (recoveries) at other companies

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Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:NetLoanChargeOffsRecoveries.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120

FAQ

What is OceanFirst Financial's net loan charge-offs (recoveries)?
OceanFirst Financial (OCFC) reported net loan charge-offs (recoveries) of $1.51M in Q2 2026.
How has OceanFirst Financial's net loan charge-offs (recoveries) changed year-over-year?
OceanFirst Financial's net loan charge-offs (recoveries) decreased by 31.7% year-over-year, from $2.22M to $1.51M.
What does net loan charge-offs (recoveries) mean?
Net loan charge-offs (recoveries) as reported by OceanFirst Financial Corp.

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