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NB Bancorp, Inc. NBBK Principal recoveries of loans previously charged off

Principal recoveries of loans previously charged off at other companies

Camden National logo
Camden NationalCAC
$164K-4.1%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$237K+15.6%
SouthState logo
SouthStateSSB
$3.92M+31.5%
WEX logo
WEXWEX
$0
SPF
South Plains Financial, Inc.SPFI
$487K+185%
OPENLANE, Inc logo
OPENLANE, IncOPLN
$2M+5.3%

Other financials

Income statement

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Revenue$69.4M+46.3%
Net income$15.0M+18.4%
EPS (diluted)$0.36+9.1%

Balance sheet

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Cash & equivalents$375.4M+19.8%
Total debt$21.7M+64.7%
Total equity$842.8M+13.9%
Total assets$7.2B+37.9%

Cash flow

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Operating cash flow$27.3M+175%
CapEx$2.0M+1,777%
Free cash flow$25.3M+157%

Valuation

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Market cap$926.48M+40.4%
P/E17.6×+3.3×
P/S3.9×+0.2×

Profitability

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Net margin22.3%-3.4pp
FCF margin32%-3.1pp

Returns & leverage

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Return on equity6.7%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRecoveriesOfLoanPreviouslyChargedOff.

The official record: NB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NB Bancorp, Inc.'s principal recoveries of loans previously charged off?
NB Bancorp, Inc. (NBBK) reported principal recoveries of loans previously charged off of $237K in Q1 2026.
How has NB Bancorp, Inc.'s principal recoveries of loans previously charged off changed year-over-year?
NB Bancorp, Inc.'s principal recoveries of loans previously charged off increased by 15.6% year-over-year, from $205K to $237K.
What is the long-term trend for NB Bancorp, Inc.'s principal recoveries of loans previously charged off?
Over 3 years (2022 to 2025), NB Bancorp, Inc.'s principal recoveries of loans previously charged off has grown at a 112.8% compound annual growth rate (CAGR), from $235K to $2.26M.
What does principal recoveries of loans previously charged off mean?
This represents cash collected on loans that were previously written off as uncollectible. It serves as an indicator of the effectiveness of the bank's collection efforts and the potential for recovering value from impaired assets.