Screener
OceanFirst Financial OCFC Fixed-rate
Fixed-rate at other companies
Other financials
Where this comes from
Reported directly by OceanFirst Financial in its filing.
Tagged under the XBRL concept ocfc:OtherCommitmentsToExtendCreditAtFixedRate.
The source filing: OceanFirst Financial’s 10-K, filed February 27, 2026.
- Filed
- Feb 27, 2026, 4:27 PM EST
- Fiscal year
- FY2025
- Accession
- 0001004702-26-000015
| Unused consumer and residential construction loan lines of credit (primarily floating-rate) | $278,830 |
| Unused commercial and commercial construction loan lines of credit (primarily floating-rate) | 1,602,901 |
| Other commitments to extend credit (1): | |
| Fixed-rate | 133,617 |
| Adjustable-rate | 1,100 |
| Floating-rate | 339,342 |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is OceanFirst Financial's fixed-rate?
- OceanFirst Financial (OCFC) reported fixed-rate of $133.62M in Q4 2025.
- How has OceanFirst Financial's fixed-rate changed year-over-year?
- OceanFirst Financial's fixed-rate increased by 32.2% year-over-year, from $101.06M to $133.62M.
- What is the long-term trend for OceanFirst Financial's fixed-rate?
- Over 5 years (2020 to 2025), OceanFirst Financial's fixed-rate has grown at a -10.6% compound annual growth rate (CAGR), from $234.61M to $133.62M.
- What does fixed-rate mean?
- This represents the total volume of undrawn credit commitments where the interest rate is locked at a fixed level for the borrower. It indicates the bank's exposure to interest rate risk if market rates rise significantly before these commitments are funded. Monitoring this helps assess the bank's sensitivity to interest rate fluctuations within its loan pipeline.
Ask your AI about OceanFirst Financial's fixed-rate.
Connect your AI assistant and compare it to peers, right in your chat.
Connect your AI
Claude