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Southern First Bancshares SFST Loans And Leases Receivable Commitments Fixed Rates

Loans And Leases Receivable Commitments Fixed Rates at other companies

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State StreetSTT
$2.45B
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OceanFirst FinancialOCFC
$133.62M+32.2%
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PaccarPCAR
$9.9B+7.9%
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State StreetSTT
$42.37B
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The BancorpTBBK
0
WaFd, Inc. logo
WaFd, Inc.WAFD
56.1%+2.4pp

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:LoansAndLeasesReceivableCommitmentsFixedRates.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's loans and leases receivable commitments fixed rates?
Southern First Bancshares (SFST) reported loans and leases receivable commitments fixed rates of $20.35M in Q4 2025.
How has Southern First Bancshares's loans and leases receivable commitments fixed rates changed year-over-year?
Southern First Bancshares's loans and leases receivable commitments fixed rates increased by 41.6% year-over-year, from $14.38M to $20.35M.
What is the long-term trend for Southern First Bancshares's loans and leases receivable commitments fixed rates?
Over 3 years (2021 to 2025), Southern First Bancshares's loans and leases receivable commitments fixed rates has grown at a -26.5% compound annual growth rate (CAGR), from $205.4M to $81.4M.
What does loans and leases receivable commitments fixed rates mean?
Represents the total dollar amount of legally binding loan commitments where the interest rate is locked at a fixed level. This metric helps investors assess the bank's exposure to interest rate risk and its potential for future loan portfolio growth under stable rate environments.