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OceanFirst Financial OCFC Retained Earnings

Retained Earnings at other companies

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$21.48B+10.7%
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$2.1B+24.1%
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$439.8M+10.9%
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$771.02M+8.2%

Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.92B+103%
Enterprise value$4.01B+101%
P/E40.1×+29.3×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120

FAQ

What is OceanFirst Financial's retained earnings?
OceanFirst Financial (OCFC) reported retained earnings of $657.12M in Q2 2026.
How has OceanFirst Financial's retained earnings changed year-over-year?
OceanFirst Financial's retained earnings increased by 0.3% year-over-year, from $655.1M to $657.12M.
What is the long-term trend for OceanFirst Financial's retained earnings?
Over 5 years (2020 to 2025), OceanFirst Financial's retained earnings has grown at a 11.9% compound annual growth rate (CAGR), from $378.27M to $662.62M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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